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Consuming Goods and Services is the first course in the Financial Education program. Financial literacy is important in the lives of all adult learners. The more we understand about how money can be managed the better we can achieve positive outcomes. The goal of Consuming Goods and Services is to help adult learners develop critical judgement in managing their personal finances and develop the confidence and self-knowledge needed for financial well-being. We will learn to use appropriate strategies as well as recognize and practice critical judgement for all financial choices. Learning to take responsibility for our choices shows self-knowledge as we work towards financial well-being.